Personal Services

As your broker, I work with you to ensure that all personal income, assets, and other sources of revenue work toward maximizing your potential for optimal financing rates and conditions. I have specialized experience working with clients that have diversified portfolios, requiring a nuanced understanding of personal finance and family wealth. Financial institutions should be competing for your business, rather than the other way around.

The purchase of a home is the largest purchase most people make during their lifetime. At Xeva Mortgage, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.

Canadians today face many reasons to refinance their mortgage. For example, you may be looking to consolidate debt, want to keep your payments stable by refinancing from a variable rate mortgage to a fixed-rate mortgage, or maybe you have been working at improving your credit score and now qualify for a greater discounted mortgage rate.

Brokers have a multitude of options to secure mortgage products for entrepreneurs, small business owners, and other self-employed individuals. I can assess qualifying factors such as income verification with as little as three months of earnings, opening the door to accessing the financing you seek.

Clients with combined assets exceeding three million dollars can also obtain financing from private banking firms across Canada; these companies are fiercely competing for your business. Using this to your advantage, I can secure the widest range of mortgage products available with exclusive rates and conditions unavailable to most customers.

I work with many clients that derive part or all of their income from a family trust. This income can qualify you for the financing product you seek, provided that the income is in a registered trust.